Commerical Bank Muzaffarabad Job 2025

Educational/Professional Qualifications

Minimum Graduate or equivalent from HEC recognized local/foreign university/institute OR Local/International Professional Qualification/Certification

Experience

- Minimum 10 Years in Business Development and Management Experience, preferably in the Banking Industry, with at least three years of experience in a similar role. - Minimum 8 Years of exclusive experience, preferably in diversified banks/DFIs.

Other Skills/Expertise/Knowledge Required

- Profound and proven Networking, Monitoring, and Evaluation Skills. - Strong Business Development and Management Skills - Teamwork with proficiency, Promoting Performance Culture, Building Relationships, Organizational Wisdom, People Skills. - In-depth understanding of Public Sector Banks/DFIs, Organizational Culture, Change Management, the impact of Technology on business processes, and consequential changes in Business Structure/Review and Revision of Job Descriptions and Capacity Building of the employees. Having skills towards settlement/negotiation of issues. - Ideal candidates having good knowledge and would have partnered cultural transformation introducing the best banking practices. - Excellent Computer Skills (MS Word, Excel, etc.) - Good presentation and analytical skills. - Good people management and interpersonal skills. - Ability to manage time and workload effectively.

Job Description

- Managing the region's entire business portfolio. - Supervise, maintain, and analyze business statistics, input analysis in developing consumer, commercial & retail banking strategy of the bank and transforming the same into a practical business strategy plan. - Coordinate with branches to achieve Advances & Deposits Targets. - Preparation of annual revenue and expense budget for the regional network along with capital budget recommendation for Head Office for approval and subsequent monitoring. - Supervise the preparation, analysis, and review of MIS reports and ensure that such reports are produced accurately and submitted on a timely basis to Region and Head Office. - Keep a close liaison with Head Office to ensure compliance of all applicable Policy and procedures. - Maintain overall discipline within the Regional Network and take administrative decisions based on applicable policy and procedures. - Responsible for performance appraisal of the staff within the Regional Network and liaison with HR Management Division for any administrative/disciplinary measure for smooth working. - To develop a mechanism of co-ordination within Region and Branches to ensure that effective business marketing, networking, customer service efforts are synergized. - Hunting of potential market for bank's products and develop a strategy to mitigate risk appetite of the bank by maintaining a profitable portfolio by minimizing NPLs. Mentor Branches, in terms of collection of regular advances and develop a strategy in co-ordination with Special Assets Management Division to monitor the recovery of slow-moving and/or stuck-up advances. - Monitor and Supervise activities within the Regional network of the existing Credit portfolio in terms of segments, products, maturity renewal, collection, and identifying potential borrowers and exploring the credit appetite of the branches and approval and disbursement of proposals of branches.

Age

- For permanent induction: up to 42 years - For contractual induction: up to 57 years