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Organization:
Zarai Taraqiati Bank Limited
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Testing Organization:
Zarai Taraqiati Bank Limited
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Announcement Date:
Sun 28 September, 2025
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Last Date:
Sun 12 October, 2025
Zarai Taraqiati Bank Limited ZTBL Islamabad Jobs 2025
Zarai Taraqiati Bank Limited ZTBL Islamabad Jobs 2025 announce the Contract career opportunities for the post of See Below Ad in Federal, Islamabad for the fresh and experienced candidates on Contract basis who have Check Advertisement degree. Posted date of this post is 28/09/2025 and the last date is 12/10/2025. if you are eligible for this job apply before due date.
ZARAI TARAQIATI BANK LIMITED CAREER OPPORTUNITIES
ZTBL, an "AAA rated renowned specialized financial institution with a wide network of over 500 Branches all across the country, is inviting applications from energetic and challenge-oriented professionals with a proven track record and capacity to perform as a catalyst for transformation in a challenging environment. Please note that all positions are Islamabad based, except where specially mentioned. The individuals who fulfill the basic eligibility criteria may apply for the positions."
Head Liability Business
VP-SVP-I/SVP (No. of Position-1)
- Experience: Minimum 10 years experience in Bank/Financial Institutions.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Develop and implement deposit mobilization strategies aligned with the Bank's overall business plan.
- Formulate innovative liability products and campaigns tailored to diverse customer segments.
- Ensure optimal product pricing, competitive positioning, and profitability of the liability portfolio.
- Drive deposit growth across over 500 branches by setting regional and branch-level targets.
- Design and roll out marketing, awareness, and customer engagement initiatives to attract low-cost deposits (CASA) and long-term funds.
- Build and maintain strong relationships with key clients, institutional depositors, and government bodies.
- Leverage digital channels and alternative delivery platforms to enhance deposit mobilization.
- Provide leadership, guidance, and motivation to Regional Business Heads (RBHs) and Branch Managers.
- Monitor branch performance and ensure accountability through structured review mechanisms (MIS, dashboards, KPIs).
- Ensure adherence to SBP regulations, internal policies, and compliance standards for liability products.
- Maintain oversight of deposit pricing, cost of funds, and profitability metrics.
- Implement effective risk management practices in liability business operations.
- Any other task assigned by the management.
Unit Head - Product Development
AVP-AVP (No. of Position-1)
- Experience: Minimum 06 years experience in Bank/Financial Institutions.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Design and develop liability/deposit products (CASA, term deposits, specialized deposit schemes, savings products) to cater to diverse customer segments.
- Benchmark deposit products against competitors and introduce innovative solutions to strengthen the Bank's market positioning.
- Ensure all products are aligned with SBP regulations, Shariah compliance (where applicable), and internal policies.
- Develop pricing strategies, product features, and value propositions to improve liability mix and reduce cost of funds.
- Work closely with Head Liability Business, Regional Business Heads, and Branch Managers to design and implement deposit campaigns.
- Provide marketing content, product literature, and training material to enhance branch capability in product selling.
- Design customer acquisition and retention strategies through attractive product features and loyalty programs.
- Analyze MIS reports, customer trends, and branch-level data to refine product performance and effectiveness.
- Liaise with IT, Operations, Compliance, and Marketing teams to ensure smooth product rollout and customer experience.
- Liaise & coordinate with credit division for designing and implementation of lending products.
- Any other task assigned by the management.
Head Credit Policy
VP-SVP-I/SVP (No. of Position-01)
- Experience: Minimum 12 years experience in Bank/Financial Institutions.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Formulate, review, and update the Bank's Credit Policy and Manual covering all aspects of lending, risk management, and related regulations.
- Ensure compliance with prudential regulations, policies, and related delivery mechanisms to effectively manage the credit portfolio.
- Manage the annual account closing process with a specific focus on credit-related provisions, write-offs, and compliance.
- Prepare and submit the department's annual required budget, estimates, manpower plans, and all required regulatory reporting.
- Review, address, and coordinate the resolutions of all SBP, internal, and external audit observations/queries pertaining to credit management.
- Ensure the timely payment of all credit schemes and products.
- Develop and ensure instructional circulars and guidance notes for consistent implementation and compliance by field staff.
- Liaise with relevant external agencies, including the SBP, SECP, Stock Exchange, NBFCs, etc., for credit-related matters and resolution of issues.
- Foster and maintain effective liaison with key stakeholders, including the SBP, Ministry of Finance, Ministry of National Food Security & Research, etc.
- Any other task assigned by the management.
Head Credit Portfolio Management
VP-SVP-I/SVP (No. of Position-01)
- Experience: Minimum 10 years relevant experience in Credit Risk Management/Portfolio Management.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Manage and monitor the Bank's overall credit portfolio, including individual and aggregated risk exposure, financial performance, geographical potential, and emerging risks.
- Develop and implement a strategic roadmap for timely credit portfolio adjustments based on market dynamics.
- Analyze and monitor regional and branch-level credit performance indicators and all performance measures.
- Manage the identification, assessment, and mitigation of all operational credit risks.
- Manage the Bank's credit risk management and compliance with all applicable regulations and directives.
- Promote and ensure compliance with SBP regulations, internal policies, and compliance standards for credit products.
- Liaise with relevant external agencies, including the SBP, Ministry of Finance, etc., for credit-related matters and resolution of issues.
- Any other task assigned by the management.
Unit Head - Remedial Asset Management
OG-1 (No. of Position-01)
- Experience: Minimum 05 Years' experience in Bank/Financial Institutions.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Portfolio Analysis to shift insightful trends in Collections/Repayment Management and track Collection performance.
- Identify Data based improvement areas to increase collection/Repayment efficiency as per the diverse regional dynamics.
- Implement robust collection/Repayment strategy along with regular tracking of results to maintain control and take pro-active measures.
- Ensure close collaboration with key stakeholders to maximize Collection performance which went up from.
- Preparation of performance review data collection/repayments of the Bank when required by the management.
- Monitoring and persuasion for the achievement of bucket wise allocated targets of Clusters/Regions through different mode of communication with the field functionaries.
- Any other task assigned by the management.
Software Developer (.Net Technology)
VP-I/VP (No. of Position-1)
- Experience: Minimum 10 years relevant professional experience.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Responsible for the analysis, design, and development of software systems using .NET technology.
- Collaborate with analysts and stakeholders to gather and clarify requirements.
- Create and update technical documentation, including software design specifications, user manuals, and release notes.
- Perform and testing and debugging to ensure software quality and reliability.
- Collaborate with team members to maintain code quality and ensure best practices.
- Stay current with new trends in software system development.
- Provide technical support and troubleshoot issues when needed.
- Any other task assigned by the management.
Unit Head - Contact Center (QA & Development)
OG-1 (No. of Position-1)
- Experience: Minimum 05 years relevant professional experience.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Develop and implement inbound and outbound calls to maximize adherence to service quality standards.
- Develop agent performance based on predefined quality metrics.
- Provide training to agents and team leads to support continuous improvement.
- Identify training needs based on recurring errors or gaps in performance.
- Maintain detailed records of Quality Assurance (QA).
- Provide feedback to agents and team leads for product knowledge and customer handling.
- Collaborate with stakeholders to help enhance business processes, knowledge retention, and promote a culture of continuous learning.
- Any other task assigned by the management.
IT-Administrator Treasury Division
(Paramedic based)
OG-1 (No. of Position-01)
- Experience: Minimum 05 years relevant professional experience.
- Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).
- Job Responsibilities:
- Manage and administer connectivity with SBP systems (RTGS, PRISM, MMPortal, etc.).
- Manage and administer connectivity with other banks.
- Monitoring application performance and resolving latency or connectivity issues.
- Coordinating with SBP IT for support in case of interface or connectivity-related issues.
- Providing on-site support for any hardware/software issues related to Treasury module.
- Ensuring system and network security are functional and ready.
- Manage and process requests related to Treasury module.
- Provide support to users on Treasury module.
- Any other task assigned by the management.
Eligibility/Ineligibility Criteria:
- Maximum age limit for SVP/VP is 45 years, AVP/VP is 40 years, OGI is 40 years and OG3 is 30 years as on closing date to apply.
- Market compensation will be offered.
- Candidates having experience in Audit, Taxation, Analytical, or Management advisory and teamwork skills.
- Applicants convicted by any court of law are not eligible to apply.
- Only shortlisted candidates will be called for interview.
- No TA/DA will be admissible for interview.
- Interested candidates may apply through ZTBL website. Please visit by 12 October, 2025. Only online submission of application with a valid date will be accepted.
- The Bank reserves the right to accept or reject any application without assigning any reason.
For any query, please contact Head (Recruitment & Appointment), ZTBL, Head Office, Islamabad. 051-9210724.
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